Monday, June 11, 2007


Sometimes the students do not at all apply for college loan consolidation because they think they are not eligible for it. But the reality is up to 70% or more percentage of people who apply for some sort of financial aid are completely capable of receiving it. Since the application is free so the students can apply for loan to get maximum benefits that will meet their educational purpose.

Some of the factors that affect eligibility for college loan consolidation are timing, parent’s income and student’s income. Timing is very important and the primary factor to decide for the loan. Make sure that if you apply for financial aid an there is no money for college loan left in your account, and then you will not receive a loan. Usually the semester fees are taken during June 1st, but the loan applications close within January 1st. But at majority times, you will not be turned down due to lack of funds.

Students’ income and parent’s income are second and third most important factors for eligibility of college loan consolidation. When it comes to determining eligibility for college loans, the student’s income is weighted as far more important than parent’s income. While 35% of the student’s assets and 50% of their income; 5.65% of parent’s asset and 47% of their income, is needed to determine the loan. If the student wants to take a loan before the age of 24, then parent’s income is the most important factor to determine eligibility for college loan consolidation.

The factors required for attaining eligibility for college loan consolidation are--see Easy College Loans for more info

Saturday, June 9, 2007

Tips for students on overcoming procrastination

Take this quiz to find out if you-or any students in your family-need to get serious about overcoming procrastination:

- Do you put off assignments until the last possible hour because you like to think of yourself as the type of person who works best under pressure?

- Do you write down your priorities before you start projects? Do many things seem unimportant when you look at them in the light of these priorities?

- Do you ask yourself which of several tasks is the most important one before you rush into an assignment?

- Do you concentrate on finishing an assignment when you're in danger of missing a deadline, rather than complaining that you never have enough time to get your work done?

- Do you make sure your friends know when not to disturb you?

- Do you turn off the TV and your phone when you need to work on an important assignment? Do you concentrate completely on what you're doing now, rather than dwelling on what you did in the past?

- When you've done the best you can, are you content to wrap up a project and hand it in as it is?-Do you generally make good estimates of how much time it will take to finish an assignment?

If you answered "no" to any of the above questions but the first one (I hope you answered "no" to that one), you can develop better study habits by getting serious about procrastination.
Find out more about overcoming procrastination

Friday, June 8, 2007

Law School Loans

Law School Loans

f law students out there need some additional assistance regarding tuition and living expenses, then Law school loan consolidation is designed to meet all your needs. The students, who can apply for this loan, are students attending Title IV or completing their law studies from some approved institutions. However the law students might require a co signer to sign for the loan, but in either case, of the law student signing the document or the co-signer, they must pay an amount of at least $15, 000 in verifiable income.

Law school loan consolidation is dedicated to assisting law students and their attorneys with finance to meet law school expenses and managing the education loans. The law schools specialize in education lending and are highly dedicated to ensure that you get your loan safely and utilize it to the best, professionally deal with the loan, repay the amount at the right time and enjoy money-saving benefits.

Find out more at Easy College Loans

Tuesday, June 5, 2007


The other night I was flipping through channels before going to sleep.  It was a night where all of the Democratic Presidential candidates had been on TV together. One of the questions posed to the candidates was about how they would handle the out-of-control cost of a college education situation.

Several of the candidates were behind a service in return for college tuition program.  This service could be in the military, the Peace Corps, Ameri-Corps or some such similar venture of the students choice.  This sounded good to me, as it would provide an opportunity for students to get a college education without incurring a mountain of debt.

Friday, June 1, 2007

Student Loan Forgiveness

Federal Student Loan forgiveness is an exceptional concept applicable to students only under certain circumstances. It means the loan amount received by students might be cancelled in half or in full amount by Federal Government. It is not impossible and depends completely on your work performance. If you want to be one of those special students who want to be a recipient of Federal Student Loan forgiveness, then act to your best.

You just need to show your excellent performance in the following ways:

1. Organize and perform volunteer work
2. Organize and perform military services
3. Teach/preach/practice medicine in selected communities
4. Make a thorough research and meet other criteria specified by loan forgiveness programs

In case of volunteer work, loan forgiveness is conducted by Ameri Corps, where the student needs to serve for one full year, get stipends and extra amounts that can be used towards loans. In another organization, Peace Corps, volunteers can specially apply for deferment of variety of loans like Stafford, Consolidation loans and Perkins loans with partial cancellation of Perkins Loans. This dream can come true in the lives of students only if they can serve with a difference and truly devote their time in work. Find out more at Easy College Loans